Terms and Conditions


Eligibility :

  •  I confirm that I am a Non-Resident Tamil living abroad and have duly registered with the Non Resident Tamils Welfare Board, and obtained an NRT ID Card.

Premium Payment :

  •  I understand that the premium for the medical insurance coverage is payable in full at the time of enrollment.
  •  I acknowledge that the premium amount is non-refundable.

Cancellation and refunds :

  •  I understand that the premium amount once paid, cannot be cancelled.
  •  I understand that the premium amount once paid, cannot be refunded

Coverage Period :

  •  I am aware that the medical insurance coverage is provided for a period of three years from the date of enrollment. I understand that it can be renewed based on additional payments, after the expiry of three years.

Coverage Benefits :

  •  I have reviewed and understood the coverage benefits as outlined.

Exclusions :

  •  I acknowledge that certain pre-existing conditions may be excluded from coverage.

Claim Process :

  •  I agree to submit any claims within the stipulated timeframe as required. I understand that valid documentation supporting the claim must be provided for timely processing.
  •  I understand that valid documentation supporting the claim must be provided for timely processing.

Renewal :

  •  I acknowledge that the policy may be renewed upon completion of the three-year coverage period. I understand that renewal premiums must be paid within the specified timeframe to ensure continuous coverage.
  •  I understand that renewal premiums must be paid within the specified timeframe to ensure continuous coverage.

Cancellation :

  •  I acknowledge that the Government of Tamil Nadu reserves the right to cancel the policy under certain circumstances.

Government's Right to Modify :

  •  I understand that the Government of Tamil Nadu reserves the right to modify the terms and conditions of the scheme, including premium rates and coverage benefits.

Governing Law :

  •  I agree that the terms and conditions of the medical insurance scheme are governed by the laws of the State of Tamil Nadu.

Contact Information :

  •  I understand that for any inquiries or assistance, I may contact the designated government office or the insurance provider, as specified in the policy document.

Disclaimer :

  •  I acknowledge that the Government of Tamil Nadu and the insurance provider shall not be held liable for any misinformation or errors in the policy document.

Lead Management

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Lead Management

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